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MoMo Pay Later (Ví Trả Sau) has announced changes to its service fees. Customers using Pay Later from May 1, 2026 will incur a higher monthly fee. The old monthly fee was 30,000 VND; the new monthly fee is 33,000 VND, a 3,000 VND increase. The fee applies only in months when Pay Later is used. After opening Pay Later, customers will enjoy the first five transactions for free; from the sixth transaction, a monthly fee of 33,000 VND will be charged if used. MoMo Pay Later is a consumer credit product provided by TPBank on the MoMo app, allowing “spend now, pay later” with a credit limit of 1–20 million VND and 0% interest up to 45 days. Users can pay bills, shop, and dine with the option to repay the debt the following month.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
