MoMo Pay Later (Ví Trả Sau) has announced changes to its service fees. Customers using Pay Later from May 1, 2026 will incur a higher monthly fee. The old monthly fee was 30,000 VND; the new monthly fee is 33,000 VND, a 3,000 VND increase. The fee applies only in months when Pay Later is used. After opening Pay Later, customers will enjoy the first five transactions for free; from the sixth transaction, a monthly fee of 33,000 VND will be charged if used. MoMo Pay Later is a consumer credit product provided by TPBank on the MoMo app, allowing “spend now, pay later” with a credit limit of 1–20 million VND and 0% interest up to 45 days. Users can pay bills, shop, and dine with the option to repay the debt the following month.
