Banks warn of fraud schemes that steal bank accounts through labor-export recruitment tactics

Banks warn of fraud schemes that steal bank accounts through labor-export recruitment tactics. Currently, many scam artists impersonate recruitment agencies to send workers abroad—Germany, Japan, South Korea, Taiwan—with attractive salaries to defraud and steal assets. LPBank has issued a notice to all customers regarding this fraud method. The common method is posting recruitment ads on Facebook and Zalo; posing as staff of a licensed labor-export company to gain trust; requesting personal documents and money for processing; luring victims to install unfamiliar apps to take control of bank accounts. There have been many cases of scams totaling hundreds of millions of dong. Therefore, LPBank advises customers not to transfer money to strangers via social networks, not to install apps from unknown sources. Only conduct business at the licensed labor-export company offices and report suspicions to the police immediately if suspected of being scammed. Not only LPBank, many other banks have continuously warned about fraud schemes as these ruses become more sophisticated. VPBank recently noted that online space has seen dangerous mobile apps that allow criminals to impersonate phone numbers (Voice Phishing) with sophisticated scripts capable of impersonating any phone number and voice to deceive smartphone users. Specifically, criminals use VoIP-based calling apps with features like Fake Caller ID—displaying any number on the recipient’s screen. If the number matches one saved in the user’s contacts, the call will display the saved name: it could be a bank hotline or a contact in the address book. Voice-changing features, integration of tone-changing (male/female, old/young) and the creation of synthetic noise (sirens, busy office, street noise) are used to increase credibility. The manipulation scenario would be to urge, threaten, or announce an emergency to obtain information. In such cases, criminals may impersonate banks or authorities and request transfers to a “held account,” enrollment in promotions, or increasing credit card limits to facilitate card transactions. The criminals may also steal information, collect ID cards, card numbers, biometric data, OTPs, login names, passwords... Impersonating authorities to lure victims into installing malware that takes control of the phone remotely. Therefore, VPBank recommends customers remain highly vigilant toward calls that urge, threaten, or require secrecy. Do not fully trust the caller ID—display can be forged. Also, do not provide OTPs, passwords, or other sensitive information over the phone in any circumstance. If a call seems suspicious, hang up and call back using the number saved in your contacts or through official channels published by the bank or authorities. [Hàn Đông] [FILI] – 19:28 23/05/2026