SBI Holdings Expands XRP Ledger Research in Korea

Joint research scope for Japan–Korea remittances

SBI Holdings directed SBI Ripple Asia to begin joint research with DSRV on cross-border payments. The partners plan to assess how the XRP Ledger could support faster remittances between Japan and South Korea.

The teams will review compliance standards in both jurisdictions and compare supervisory systems. They will also test integration methods with existing banking and remittance networks. DSRV said it aims to “build a structured model for blockchain-based settlement.” Both sides will define business flows intended to support stable and compliant transactions and document findings to guide future implementation strategies.

Regulatory alignment and payment infrastructure goals

The research will address regulatory structures in Japan and South Korea. Both markets are advancing rules for stablecoins and blockchain services, but the supervisory models and reporting standards differ. As a result, the study will compare licensing, custody, and settlement requirements, and map compliance pathways for cross-border use.

Technical evaluation and operational safeguards

Engineers will analyze technical hurdles in integrating blockchain with payment rails, including transaction throughput, settlement speed, and liquidity management. The project will also measure compatibility with domestic remittance systems.

DSRV confirmed it will contribute infrastructure expertise from prior blockchain deployments. The partners will outline operational safeguards intended to ensure system stability.

Next steps and timeline

SBI Ripple Asia plans to apply research insights to regional payment corridors. DSRV said it aims to expand cooperation with global financial institutions and connect stablecoin operators within an international remittance framework.

DSRV previously partnered with XRPL Japan to support developer activity, which the company said strengthens its technical capacity for this initiative. Both companies stated they will continue structured evaluations in the coming months. Kitao confirmed the initiative is focused on research rather than immediate rollout, with further updates to be released as milestones are reached.