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Total non-performing loans (NPLs) in group 5 across 27 listed banks stood at 168.543 trillion dong as of March 31, 2026, up 0.535 trillion dong from the end of 2025.
Sacombank led the system with 30.547 trillion dong in group-5 NPLs, the first Vietnamese bank to exceed 30 trillion dong in this category. Over the past year, Sacombank’s group-5 NPLs rose sharply: about 10.0 trillion dong in Q1 2025, surpassing 10 trillion dong in Q2 2025, and approaching 30 trillion dong by Q4 2025.
BIDV ranked second with 27.540 trillion dong in group-5 NPLs, up 1.715 trillion dong from the end of the previous year. However, year-on-year comparisons show BIDV’s group-5 NPLs fell by 395 billion dong over the past year as lending expanded by more than 15%.
VietinBank’s group-5 NPLs were more volatile. After rising to nearly 20.0 trillion dong by end-2025, they fell sharply to 11.913 trillion dong in Q1 2026, a decline of almost 8.0 trillion dong in just one quarter.
VPBank ranked fourth with 10.931 trillion dong in group-5 NPLs, up 19% versus end-2025 and more than double the level observed two years earlier, reflecting a broader trend of rising NPLs in some major banks.
Among state-owned banks, Vietcombank’s group-5 NPLs declined to 8.310 trillion dong, below the peak of 12.293 trillion dong recorded in Q3 2025.
NCB remained among banks with high group-5 NPLs at 8.060 trillion dong. SHB posted a decline, with group-5 NPLs at 7.113 trillion dong at the end of Q1 2026, down from a peak near 11.750 trillion dong in Q1 2025.
Conversely, HDBank’s group-5 NPLs rose to about 6.000 trillion dong, up significantly in Q1 2026 (+2.186 trillion, +57%).
The 10 banks with the largest group-5 NPLs—Sacombank, BIDV, VietinBank, VPBank, Vietcombank, NCB, MB, SHB, VIB, and HDBank—together held over 124.0 trillion dong in group-5 NPLs, representing a major share of the sector-wide total.
In addition, the five banks—Sacombank, BIDV, VietinBank, VPBank, and Vietcombank—accounted for about 89.0 trillion dong of group-5 NPLs, more than half of the total among the surveyed banks.
Looking at Q1 2026 changes versus end-2025, 19 of the 27 surveyed banks reported higher group-5 NPLs, while 8 reported decreases.
TPBank posted the strongest increase, with group-5 NPLs rising 79% in a single quarter. HDBank rose 57%. Other banks with sizable increases included VPBank and OCB (up 19%), MB and NamABank (up 15%), and SeABank and MSB (up 10%).
On the downside, VietinBank recorded the largest declines both in absolute terms and in percentage terms. SHB ranked second in reductions, with group-5 NPLs down 1.362 trillion dong (−16%). Vietcombank fell by 376 billion dong (−4%), VIB down 248 billion dong (−4%), ACB down 150 billion dong (−3%), and Eximbank down 118 billion dong (−3%).
Quang Hưng
Source: Nhịp sống Thị trường, 05/09/2026 23:40 (GMT +7)
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