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From May 9, 2026, sole traders can open a business account for their operations entirely online through BVBank’s Digimi digital banking app. The service is available nationwide and allows customers to complete account opening quickly and conveniently without visiting a bank.
After BVBank began offering account openings to retailers at nationwide branches, it expanded the service to online account opening so customers can complete the process remotely. Customers can open a sole business account entirely on the Digimi mobile banking app in a few steps.
BVBank’s sole business account is designed to reduce operating costs and support day-to-day transactions, including:
In a business environment that requires standardized and transparent cash flow, sole traders, store owners, and small retailers need bank accounts. Under Circular 25/2025/TT-NHNN, effective March 1, 2026, sole traders with annual revenue of 200 million VND or more are required to open and use a dedicated bank account in the name of the business. Selecting a bank with practical benefits and policies aligned to these requirements is therefore important for many sole traders.
BVBank said it provides a set of digital products and services for sole traders in response to tightened tax rules and the shift from lump-sum payments to revenue-based declarations.
Digistore is described as a comprehensive digital solution for sellers, including:
Digistore has been available since 2025 and is supported by nearly 30,000 merchants. BVBank also lists incentives including free platform access, no setup fees, 5,000 electronic invoices, and one year of remote digital signature (RMS) without USB Token.
To help business owners access capital without missing opportunities, BVBank offers loan packages for working capital or investment in facilities and equipment, with simple procedures and fee waivers related to credit. Alternatively, business owners can use a BVBank credit card to cover personal and business expenses, including online advertising. The bank also offers insurance products such as fire insurance, business interruption insurance, and health insurance for business owners, with time-based incentives intended to support long-term business growth.
Customers can learn about BVBank’s sole business products and services by visiting: https://bvbank.net.vn/ca-nhan/tai-khoan-va-dich-vu/tai-khoan/tai-khoan-thanh-toan-ho-kinh-doanh/.
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