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HDBank (Ho Chi Minh City Development Joint Stock Bank, ticker HDB) has announced plans to issue private bonds in 2026 to raise capital. The bank’s Board of Directors approved a private placement for the first tranche in 2026 with a maximum aggregate value of VND 15 trillion, along with the private placement plan under Decision No. 36/2026/TT-TGĐ-BOND dated 22/4/2026.
The Board delegated the Chief Executive Officer to decide and implement related tasks, including the number of issuances, issuance timing, the specific issuance method for each tranche, bond denomination, interest rate, term, and the documents required in the bond offering dossier.
Separately, on 29/4/2026, HDBank increased its holding in HD Securities JSC (HDS) from 48.3 million shares (29.99%) to 110.68 million shares, representing 75.74% of HDS’s charter capital. Following the transaction, HDBank became the parent company of HDS.
In Q1 2026, HDBank reported strong growth in funding and profitability. Total mobilization of funds in the period exceeded VND 880 trillion, up 5.9%, while customer deposits surpassed VND 725 trillion, up 11.9%. In the quarter, total operating income was nearly VND 10 trillion.
Profit before tax reached VND 6,107 billion, up 14% year-on-year. Return on equity (ROE) stood at 24.29%.
HDBank’s Basel II capital adequacy ratio (CAR) reached 16.16%, up sharply from 14.32% in the same period and among the top levels in the market. The bad debt ratio (per Circular 31 NHNN) was 1.86%. The loan-to-deposit ratio (LDR) was controlled at 69.8%, and other safety indicators were maintained.
As of 31/3/2026, HDBank’s total assets reached VND 984.216 trillion, up 5.7% compared with end-2025. Total outstanding credit was VND 635.085 trillion, up 8%, higher than the industry average (about 3.18%). The bank said it is focusing on priority sectors and using credit growth as a driver for the economy.
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