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This morning, Military Bank (MB) held its 2026 annual general meeting at the National Convention Center in Hanoi. Shareholders discussed core topics including credit growth, bad debt control, dividend policy, and the strategy for its subsidiary companies. Digital assets also drew notable attention.
MB Chairman Luu Trung Thai said the bank began studying the digital asset field early and has actively sought and worked with international partners. However, under current law, MB is not allowed to directly invest in or control companies operating in this field. As a result, the bank has chosen a cautious path, prioritizing partnerships to participate in the market gradually.
According to MB leadership, the bank does not aim to operate a digital asset exchange. Instead, its strategy focuses on two core links in the digital asset ecosystem.
“The bank, in collaboration with the exchange operator, will handle the two most important steps: ensuring payments and providing services to investors,” Chairman Luu Trung Thai said. He also emphasized that obtaining a license to establish a digital asset exchange is not strictly necessary.
MB’s remarks came as Vietnam’s digital asset market shows notable activity involving large-scale enterprises. The platform operator within a domestic bank’s ecosystem recently increased its charter capital to VND 10,000 billion, signaling long-term expectations for the sector.
For 2026, MB targets pre-tax profit growth of 15%. The bank aims for total assets to rise 28%, deposits to grow 30%, and lending to increase by about 30% within the State Bank’s limits. MB said the bad debt ratio will be kept below 1.5%.
Efficiency and profitability indicators expected to be tracked include:
MB also plans to raise its charter capital by an additional VND 22,137 billion, bringing the maximum to VND 102,687 billion.
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