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Oobit has launched Agent Cards, a Visa-supported virtual corporate card product that allows businesses to assign USDT-funded spending capacity to autonomous AI agents. Instead of requiring human approval for every purchase, companies can set rules for each agent’s spending, including finance-controlled limits, merchant categories, transaction caps, and real-time explanations for approvals or declines.
The product is designed around separation and control. Each AI agent receives a dedicated virtual card funded from a company’s USDT treasury, with no manual fiat conversion required before spending. Finance teams can configure limits by agent, merchant category, transaction size, and overall budget, while Oobit enforces those policies at the transaction layer.
Oobit positions the approach as a way to pair autonomy with guardrails—allowing agents to pay for subscriptions, vendor tools, or operational tasks without handing out unrestricted credentials or forcing employees into constant approval queues.
Agent Cards also aims to be readable for finance departments, not only developers. The company says every approved charge and declined transaction generates a structured, human-readable reason inside the same dashboard used to manage spending. Oobit adds that Agent Cards can be set up in under three minutes and work with any agent framework.
Oobit’s launch comes as companies experiment with agentic AI but still lack financial infrastructure designed for non-human spenders. The company cites McKinsey’s 2025 State of AI report, saying 23% of organizations are scaling agentic systems in production and 39% are running active experiments.
Additional KYB-verified businesses can onboard through Q2 2026, with Tether supporting the issuing infrastructure.
The central issue, according to Oobit’s framing, is whether corporate payments can accommodate software cardholders at scale. As AI adoption progresses, the next phase may shift from advice toward permissioned execution—using stablecoins behind the scenes while finance teams maintain control across approval workflows.
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