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The idea of an Onchain Payments Platform is moving from theory to reality in the United States. Polygon has announced a major step toward regulated, everyday crypto payments by acquiring Coinme and Sequence. Let’s break it down. What Polygon Is Building Polygon is creating a single, vertically integrated Onchain Payments Platform designed for banks, fintechs, enterprises, and everyday users. The goal is to move all money onchain and make it work. Payments is the killer use case. This platform will support: - Regulated money movement across 48 U.S. states - Easy fiat on-ramps and off-ramps - Over 50,000 fiat-to-crypto locations in the U.S. - Simple wallet onboarding - One-click crypto transactions across many blockchains All this will live inside what Polygon calls the Polygon Open Money Stack. How Coinme Fits In Coinme is the regulated backbone of the platform. It brings real-world compliance and reach to Polygon’s onchain vision. Coinme operates under money transmitter licenses in 48 U.S. states and runs a licensed wallet infrastructure. It also connects users to more than 50,000 retail locations where people can move between cash, fiat, and crypto. For businesses, Coinme offers enterprise-ready APIs. These allow Web2 and Web3 companies to add crypto trading, custody, and fiat on- and off-ramps into their products. Pantera Capital, DCG, Circle Ventures, and MoneyGram serve Coinme, and it already serves over 1 million users. What Sequence Adds to the Stack Sequence focuses on making crypto feel invisible to users. It removes the usual friction that comes with wallets, gas fees, and bridges. With Sequence, Polygon gains: - Embedded wallets with enterprise-grade security - Simple user experiences that hide blockchain complexity - Trails is a one-click cross-chain engine that handles swaps, bridging, and gas. Sequence technology is already used across major ecosystems like Polygon, Arbitrum, Immutable, and Magic Eden. Big news: Polygon is acquiring Sequence. This brings Polygon, Sequence, our product TrailsHQ, and Coinme together to power the future of unified global payments and money movement. Together, Polygon, Coinme, and Sequence create a full Onchain Payments Platform that is simple and scalable. It combines blockchain rails, real-world compliance, and a user-centric design. Conclusion The adoption of the Onchain Payments Platform in the US marks a significant leap for Polygon. Polygon is building to enable anyone, anywhere to move money through regulation, infrastructure, and seamless user experience.
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