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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Dai Truong Phat Education Group has attracted several million USD in foreign capital from Japan and Singapore. Related to the 3rd-grade computer science textbook containing a 'blacklisted web' link, Hue City Police's PA03 unit has intervened. The publisher confirmed the error appeared in 2022 print editions due to the learning-material…
Sacombank (STB) has lowered both deposit and lending rates in line with the State Bank of Vietnam’s rate-cut policy. Following a government and central bank meeting on April 9, 2026, the bank announced a 0.5 percentage-point reduction across multiple tenors effective from April 10, 2026.
The adjustment applies to both sides of Sacombank’s balance sheet, with the bank reducing deposit and loan rates by 0.5 percentage points across various tenors from April 10, 2026. The move is intended to help reduce the overall level of market interest rates, supporting households and enterprises in accessing credit at more reasonable costs while the economy works to maintain growth.
Sacombank said it is focusing capital allocation toward sectors favored by the government. The bank described the rate change as part of a broader approach to balance depositors’ interests with easing funding costs for borrowers, particularly individuals and small- to medium-sized enterprises.
“This is a concrete step in the flexible rate-management direction that aligns with market conditions and prudent funding management that Sacombank has pursued consistently over many years. The bank has always maintained that efficient business operations and responsibility to the community are not opposing goals but must be balanced.”
The bank stated that its rate policy has been operated transparently and in accordance with regulations. It said deposit and service fees are published at counters and online, and that it also directs funding toward government priority areas and trade finance.
In its 2025 annual financial report, Sacombank reported a net interest margin (NIM) of 2.86%, reflecting the spread between deposit and lending rates at a reasonable and stable level.
Looking ahead, Sacombank said it will continue to monitor State Bank guidance and implement rate policies that reflect market developments, contributing to macroeconomic stability and sustainable growth.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
