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Sai Gon-Hanoi Bank (SHB) has published its teller and online non-term deposit interest rates for May 2026, with rates varying by deposit size and term length. The bank also offers multiple interest-payment options, including end-of-term, upfront, and periodic payouts.
SHB lists its non-term deposit rate schedule with an annual rate of 0.50% for the base non-term category. For end-of-term interest payouts, SHB applies different rates depending on deposit amount bands.
For deposits of 2 billion VND and above, SHB raises rates by 0.10 percentage points across most terms.
On the online savings channel, SHB quotes higher end-of-term rates than at the teller for comparable terms.
SHB’s current highest online rate is 6.70% per year, applicable to terms from 24 months and longer.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
