Vietcombank launches cross-border QR payment service on VCB Digibank app in partnership with Alipay+

Cross-border QR payment service on the VCB Digibank app Tien Hai Apr 10, 2026, 18:09 Right after the April 3, 2026 announcement expanding QR payments between Vietnam and China for Chinese tourists to Vietnam, Vietcombank announced that it has partnered with Alipay+ to launch a cross-border QR payment service for Vietnamese individuals in over 50 countries worldwide. Therefore, customers simply need to use the VCB Digibank app to pay by QR easily, as if they were in Vietnam. Growing international payment demand among Vietnamese people According to the General Statistics Office, in 2025 Vietnam recorded about 6.7 million outbound departures (tourism, business, study and other purposes), up 26.4% from 2024. Among them, destinations in Asia such as Korea, Singapore, Japan, Malaysia... are places where QR payments are becoming increasingly common in daily life. Destinations in Europe and the Americas are beginning to accept QR payments as a new method of payment beyond bank cards. Notably, in China, QR code payments appear to be the predominant method. Unlike other markets, card payments or cash are not popular with foreign visitors when visiting China. [Image caption: Customers experience cross-border QR payment. (image source: Vietcombank).] VIETCOMBANK LAUNCHES CROSS-BORDER QR PAYMENT SERVICE: USING VCB DIGIBANK, GO GLOBAL, PAY BY QR AS IF AT HOME With the cross-border QR service just launched, Vietcombank becomes the leading Vietnamese bank to provide QR payment services in over 50 countries and territories worldwide, including key markets such as China, Korea, Singapore, Malaysia... and many European and American countries. This is the result of the collaboration between Vietcombank and Alipay+, the world's leading cross-border payments platform. The usage is completely simple: customers open the VCB Digibank app, scan the QR at the checkout (or have the store scan the QR on the phone), then authenticate to complete the transaction. Customers do not need to prepare foreign currency; the exchange rate applied is displayed immediately before the customer confirms the transaction. The entire transaction history is stored in the app, helping to track spending easily for the trip. Special QR payment suitable for travelers to China For those planning trips to China (the top Asian destination for Vietnamese travelers) this is good news. China has one of the highest QR payment adoption rates in the world: from convenience stores, restaurants, supermarkets to attractions, almost all transactions are conducted via QR. Cash is increasingly less accepted, international cards are not preferred. With more than 80 million QR-accepting points in China on Alipay+, Vietcombank customers can pay very easily without exchanging yuan or carrying payment cards. VIETCOMBANK AND ALIPAY+: CONNECTING TWO WORLDS, BRINGING GLOBAL PAYMENTS TO ONE APP Alipay+ is the leading cross-border payments platform, operated by Ant International. With over 1 billion users and more than 150 million payment-accepting points in more than 50 countries and territories, Alipay+ has become the digital payments backbone connecting Asia and expanding globally. In the opposite direction, Vietcombank is the largest Vietnamese commercial bank by market capitalization, with a large customer base and a leading technology platform, always pioneering modern payment solutions for individuals as well as suppliers. “Not only is the Vietcombank-Alipay+ partnership a technical integration, but more importantly a meeting of two organizations sharing a common goal: to make digital payments simple, seamless and borderless for all users. We want every Vietcombank customer, wherever they go, to be able to pay confidently, instantly and securely simply by holding a phone. With VCB Digibank, the whole world becomes home,” said Ms. Doan Hong Nhung – Director of Vietcombank Retail Banking Division. [Image caption: A store that accepts Alipay+. (image source: Alipay+).] Cross-border QR payments have added another proof of Vietcombank's comprehensive digitalization strategy — the bank not only serves domestic customers but also accompanies Vietnamese people on every path abroad. Benefits of using Vietcombank's cross-border QR payments: ✔ No need to prepare foreign currency before travel - pay with VND from your Vietcombank account, with automatic currency conversion. ✔ Transparent exchange rate - clearly show the amount and rate just before confirmation. ✔ High security - transaction authentication via biometrics or OTP as in domestic payments. ✔ Easy expense management - the entire transaction history stored in VCB Digibank, review anytime. Keywords: VCB Digibank Read more — End of main article content—