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Bitcoin was trading just over $75,000 after rising more than 6% over the past 24 hours, following a crypto-related post from Nikita Bier, X’s head of product. The message, shared Tuesday, drew more than 3M views within less than 24 hours and sparked renewed interest across social media.
In the post, Bier wrote: “Crypto has had a rough year. Maybe we should launch something to fix it.” The content did not confirm any specific product details, leaving open whether it signals a genuine product reveal or a timed tease. Still, investors responded positively.
According to the article, the tease coincided with more than $100B added to total crypto market capitalization overnight (Source: TradingView).
The crypto post arrived weeks ahead of Elon Musk’s confirmed April launch of X Money, a peer-to-peer payments product built with Visa. X Money is described as licensed across more than 40 U.S. states, offering a 6% yield, and including a debit card with cashback rewards. The article notes that no crypto rails have been confirmed, but X has not explicitly ruled them out.
Separately, three weeks before the Bier tease, X hired Benji Taylor, described as Aave’s former Chief Product Officer and Head of Design at Base. The move drew attention amid growing regulatory momentum around digital payments.
Despite the +6% overnight move to around $75,000, the article characterizes Bitcoin’s technical setup heading into mid-April as fragile. It highlights the following key levels:
The article also points to broader market dislocation: the S&P 500 rallied +3.6% last week while Bitcoin fell -20%. It describes this as the widest equity-crypto divergence since tariff escalations and says such dislocations tend to resolve “one way or another.”
The article frames X Money as a premium challenger bank rather than a cryptocurrency platform. It cites a 6% APY on FDIC-insured deposits up to $250,000, and says it is built on the Visa network and licensed in over 40 U.S. states. It also describes paycheck direct deposits into the ecosystem.
It adds that X Money resembles a high-yield checking account inside a social media app, with an aim to function as a global financial operating system. The article also states that X Money is developing “Smart Cashtags” for real-time stock and cryptocurrency trading and has partnered with Visa for USDC stablecoin remittances.
Wallet functionality is described as planned for late 2026, but no specific coins are confirmed. The article notes that if Musk integrates cryptocurrency payments successfully, X Money could become a gateway to digital assets, though the outcome depends on what Benji Taylor is developing.
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