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DMX’s Q1 2026 business report points to positive momentum driven by its consumer finance and utilities services segments. The company reported total revenue of 32,613 billion VND, up nearly 30% year-on-year (YoY) and equivalent to 26% of its annual plan. Net profit reached 2,206 billion VND, up 49% YoY and 30% of the annual plan.
In the consumer finance segment, DMX posted a 50% YoY increase in installment revenue. Installment revenue accounted for 38% of the segment’s total revenue.
DMX said 97% of its products offer installment plans, capturing 80% of the ICT/CE consumer financing market. The company also generates additional income through commissions on installment purchases.
For utilities services, DMX operates more than 3,000 transaction points nationwide. In Q1, the company recorded 18 million transactions, with total transaction value of 27,000 billion VND.
DMX estimated daily transaction value at about 300 billion VND, with roughly 10 transactions every 4 seconds through its system.
DMX said it believes natural traffic can convert into customers. It added that this activity also supports commission revenue and financial revenue generated from the total transaction value.
Under its 2026–2030 strategy, DMX aims to become a payments hub and utilities platform, delivering essential services including electricity, water, and telecommunications. The company plans to expand its stores into more than 3,000 cash-in/cash-out points for over 40 banks and to integrate into a Super App to compete in online payments.
By 2030, DMX targets 150 million transactions with a total value of 275,000 billion VND (about USD 10 billion), representing a 2.3x increase over five years. For comparison, in 2025 the chain’s ATMs recorded 64 million transactions with a total value of 120,000 billion VND.
DMX attributed its Q1 2026 growth to strong performance in the consumer finance and utilities services segments.
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