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At the KienlongBank 2026 shareholders’ meeting, held online on 23 April 2026, shareholders approved a range of strategic items for the bank’s next phase. The meeting highlighted 2025 as a landmark year: the bank’s 30th anniversary and its strongest operating performance in history despite macroeconomic challenges.
In 2025, KienlongBank reported pre-tax profit of VND 2.323 trillion, reaching 168% of its plan. The bank also cited top-tier sector performance on key metrics including ROE, NIM and ROA. Management attributed the results to the “Breakthrough in the Digital Era” strategy, noting that 98% of customer transactions were conducted digitally. The bank said the introduction and effective deployment of the Kiloba AI model in core processes improved efficiency, reduced operating costs, and supported deeper personalization of customer experiences, while strengthening service value and risk management. It also pointed to an internal corporate culture and a high-quality workforce, operating under a “5.0 human capital” framework, as factors behind the year’s growth and the foundation for continued leadership.
Shareholders approved plans intended to support sustainable growth in 2026, including a business plan targeting pre-tax profit of VND 2.6 trillion. The bank also set growth targets of 12–14% for total assets, deposits, and lending.
The meeting further approved an increase in charter capital to more than VND 7.5 trillion. KienlongBank also maintained a 2026 dividend policy of 29.5%.
In addition, shareholders approved relocating the head office from An Giang to Dong Nai, described as one of Vietnam’s largest provincial economies. The move was linked to expectations that Dong Nai’s city will become a centrally governed city by 30 April 2026, positioning the bank within a “smart city” ecosystem and aiming to capture regional growth.
Early 2026 results showed improvement. In the first quarter, KienlongBank reported pre-tax profit of VND 522 billion, up 50% year-on-year. The bank said this was supported by cost efficiency driven by AI and a prudent credit-and-deposit mix.
A bank official said further process optimization through AI and a streamlined “5.0-capability” workforce would raise management efficiency and help the bank pursue its vision of becoming a comprehensive digital bank that delivers superior value for shareholders and the community.
As the AGM concluded, KienlongBank outlined a growth trajectory that combines capital strengthening with technology ecosystem enhancements, aimed at creating new opportunities for shareholders, partners, and the community.
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