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Vietbank (VBB), Vietnam’s joint-stock commercial bank for industry and trade, has released materials for its 2026 annual general meeting of shareholders, outlining targets for profitability, balance-sheet growth and a planned increase in charter capital.
Vietbank expects 2026 pretax profit to rise by about 37% to around VND 2.1 trillion, implying an increase of approximately 37.1% versus 2025. The bank also plans to expand its balance sheet with total assets growing 17% year on year.
Key growth targets for 2026 include:
Alongside its business plan, Vietbank intends to raise charter capital from VND 10,769 billion to over VND 15,500 billion in 2026 through three rounds of share issuances.
The bank’s capital-raising plan includes:
Vietbank said the total new shares planned are 74,036,695, equivalent to a 5% increase in charter capital after the second round.
According to the bank, the capital increase is intended to strengthen financial capacity, operating capacity and competitiveness, supporting its strategic objectives.
Vietbank expects to list on the Ho Chi Minh Stock Exchange (HOSE) in Q2/2026. The Board approved the listing implementation on 11 July 2025. Vietbank completed the listing filing and submitted it to HOSE in March 2026.
The bank said the move is a milestone for its development in the capital market and is expected to improve credibility and transparency, while raising its profile among listed companies. It also aims to broaden access to institutional investors, funds and retail investors, supporting medium- and long-term fundraising.
Vietbank said its 2025 results provide a foundation for the 2026 plan. In 2025, the bank recorded pretax profit of VND 1,532 billion, up 35.4% from 2024, surpassing VND 1.5 trillion and reaching the highest level in five years.
On the balance sheet, total assets reached VND 196,771 billion, up 20.8% year on year and equivalent to 109% of the plan. Loans accounted for 55.1% of assets. Vietbank also reported that its asset structure remained oriented toward profitable assets and stood at 96%.
Funding and credit growth in 2025 included:
The bank said loan growth was kept within limits permitted by the State Bank.
Vietbank conducted two capital increases in 2025, marking a milestone as charter capital officially surpassed VND 10,000 billion. As of 31/12/2025, charter capital stood at VND 10,769 billion, up 50.8% year on year and reaching 108% of the 2025 plan.
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