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Nexo has unveiled Zero-Interest Credit (ZiC), a new 0% APR loan product for Bitcoin and Ethereum holders, designed to meet growing liquidity demand in a market that reached $73.59 billion in crypto-backed loans during Q3 2025. The Nexo zero-interest crypto credit proposal differs from traditional models, such as those offered by Aave or Coinbase, which rely on variable rates and fluctuating loan-to-value (LTV) ratios. ZiC offers a fixed-term structure that guarantees users full visibility of their obligations from day one, eliminating financial surprises stemming from market volatility. One of the standout features is a shielded “Minimum Repayment Price,” enabling investors to keep their assets even if markets drop, and a “Maximum Repayment Price” to lock in gains when prices move in their favor. The proposal also includes a renewal option for long-term investors to manage tax events or seize trading opportunities without selling original positions. Parallel to this launch, Nexo reinforced its presence by creating a $150 million investment fund through Nexo Ventures to finance DeFi, gaming, and NFT projects, integrating innovations into its global ecosystem and bolstering its role in Web3 mass adoption.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
