Nexo has unveiled Zero-Interest Credit (ZiC), a new 0% APR loan product for
Bitcoin and Ethereum holders, designed to meet growing liquidity demand in a market that reached $73.59 billion in crypto-backed loans during Q3 2025. The Nexo zero-interest crypto credit proposal differs from traditional models, such as those offered by Aave or Coinbase, which rely on variable rates and fluctuating loan-to-value (LTV) ratios. ZiC offers a fixed-term structure that guarantees users full visibility of their obligations from day one, eliminating financial surprises stemming from market volatility. One of the standout features is a shielded “Minimum Repayment Price,” enabling investors to keep their assets even if markets drop, and a “Maximum Repayment Price” to lock in gains when prices move in their favor. The proposal also includes a renewal option for long-term investors to manage tax events or seize trading opportunities without selling original positions. Parallel to this launch, Nexo reinforced its presence by creating a $150 million investment fund through Nexo Ventures to finance DeFi, gaming, and NFT projects, integrating innovations into its global ecosystem and bolstering its role in Web3 mass adoption.
