•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Amid a wave of rising deposit rates across banks, Pinetree Securities unveiled a series of margin-loan solutions with highly competitive rates. In March, the money market saw a surge in short-term deposit rate adjustments from many banks. Compared with the first day after the Lunar New Year holiday, short-term rates for six months at many banks had risen to around 8% per year, up 1-2 percentage points in just half a month. Pinetree's 'contrarian' margin strategy: Margin as low as 8.2% per year Contrary to the trend of higher funding costs from banks, Pinetree Securities drew attention by announcing a set of financial solutions with margin loan interest rates that are highly competitive. Notably, the company has rolled out the P-Margin product line with 3 new loan packages for 2026, including a package with an interest rate of only 8.2% per year – matching the short-term savings rate of banks. According to the official Pinetree website, the packages are designed flexibly to optimize costs for different investor groups. First, the P-Zero package is for investors who prioritize initial cost with 0% interest for the first 30 days, with a daily limit of 100 million dong. The P-5.9% package offers a favorable rate of 5.9% per year for 90 days, with a daily limit of 100 million dong. After the promotional period, the interest rate returns to the base level of 9.9% per year. This is the optimal choice for new entrants or initial deployments. The P-8.2% package applies a fixed rate of only 8.2% per year. A notable feature is a daily limit up to 250 million dong for 30 days with possible extension. Investors can register up to 20 packages concurrently, helping manage large capital while a registration fee of 200,000 dong per package. Maintaining a low margin rate in the context of rising inputs to the economy is seen by experts as a bold move by Pinetree. This strategy not only reduces borrowing costs for investors but also provides the company a competitive edge in attracting users. Combined with the '0 trading fees for life' policy and online account opening via eKYC on the AlphaTrading app, Pinetree is pursuing its goal of becoming the top choice for cost efficiency for investors in 2026. Investors can open an online account using eKYC and select the favorable loan package directly on the AlphaTrading app here. Tuệ Giang
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
