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SHB has updated its latest deposit rates, effective from April 11, 2026, with its online savings rates continuing to be higher than rates offered at the counter. The top rate increased to 6.70% per year for terms of 24 months and longer.
At the counter, SHB applies a non-term deposit rate of 0.50% per year. For end-of-term interest, rates vary by deposit amount and term length.
For deposits of 2 billion VND or more, SHB raises rates by 0.10 percentage points across most terms:
Beyond end-of-term interest, SHB also offers other payout structures:
On the online savings channel, SHB’s end-of-term rates are higher than those at the counter. For end-of-term deposits, the rates are:
Highest rate: SHB’s top rate is currently 6.70% per year, applicable to terms of 24 months and longer on the online channel.
For monthly-interest payouts on the online channel, rates range from 4.59% per year for short terms to 6.10% per year at 12 months. They then decline gradually to 5.52% per year for terms of 36 months and longer.
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