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Techcombank, Vietnam's Techcombank, published its audited financial statements with notable figures on personnel income. In 2025, the bank employed an average of 11,220 staff at the parent bank, up from 10,903 in 2024. Total employee income reached VND 6,326 billion, up by VND 26 billion, or about 0.4%. Due to the larger workforce, the average pay per employee declined in 2025. The average pay was VND 47 million per person per month, down from VND 48 million in 2024, about 2% lower. Of this, the average basic salary stood at VND 37 million per month, down by about VND 4 million from 2024 (nearly 10%). In terms of composition, the bank's payroll fund fell from VND 5,356 billion to VND 5,047 billion, a reduction of about 5.8%. In contrast, allowances and other income rose sharply from VND 944 billion to VND 1,278 billion, up about 35%. This trend indicates Techcombank is reducing the share of fixed salaries while increasing variable compensation tied to business performance. At the leadership level, compensation remained high. Mr. Ho Hung Anh, Chairman of the Board, received VND 4.462 billion in 2025, up about 2.2% from the prior year. Vice chairmen and members of the Board typically earned between VND 2.3 and 4.0 billion, with several positions recording double-digit increases, such as Mr. Nguyen Thieu Quang with VND 2.375 billion, up about 39% from the previous year. Notably, CEO Jens Lottner received VND 27.556 billion in 2025, up VND 1.894 billion, or about 7.4%, the highest among the leadership and six times the Chairman’s remuneration. On the Supervisory Board, the Chair received VND 5.166 billion, up about 0.6%, while other members ranged from VND 360 million to over VND 1.5 billion depending on tenure. In 2025, Techcombank posted positive business results, with profits hitting a new record. Specifically, total operating income reached VND 44,629 billion, up 4.3% year-on-year. Standalone pre-tax profit reached VND 25,423 billion, up about 4%, while net profit after tax reached VND 20,305 billion, up 3.3%. The bank’s asset size continued to expand significantly, reaching VND 1,126 trillion at year-end, up nearly 20%. Customer lending stood at over VND 713,000 billion, up about 19%, the main growth driver. On the funding side, customer deposits reached VND 623,823 billion, up more than 16%, while the issuance of debt securities rose more than 56%, helping to widen the bank’s scale.
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