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Vietcombank, Vietnam’s Joint Stock Commercial Bank for Foreign Trade, has published its audited 2025 financial statements, highlighting higher personnel income despite a smaller workforce. By the end of 2025, the parent bank employed 22,654 staff, down 884 people (about 3.8%) compared with 23,538 in 2024. Total payroll and allowances increased to 11.897 trillion dong, up 1.146 trillion dong year-on-year (about 10.7%).
Average monthly income for officers and staff reached 43.76 million dong per person, up from 38.06 million dong in 2024—an increase of about 15%. On an annual basis, each Vietcombank employee earned approximately 525 million dong.
At the management level, total remuneration of the Board of Directors in 2025 reached 18.23 billion dong, up 4.28 billion dong from the previous year (about 30.7%). Chairman Nguyen Thanh Tung received 3.089 billion dong, up 1.447 billion dong from 2024, representing an 88% increase—making it the highest remuneration figure on the Board. Other board members’ remuneration generally ranged from 2 to 2.5 billion dong, with slight increases or flat changes depending on tenure.
For the Supervisory Board, total remuneration reached 7.654 billion dong, up 3.249 billion dong year-on-year (a 73.8% increase). The Head of the Supervisory Board received 2.413 billion dong, more than three times the 720 million dong reported in 2024.
Compensation for the Executive Committee and the Chief Accountant totaled 47.31 billion dong in 2025, up 11.49 billion dong from 2024 (about 32.1%). CEO Le Quang Vinh received 2.654 billion dong, up 716 million dong from the prior year (about 36.9%).
Deputy CEOs’ incomes ranged from 2 to 2.3 billion dong per person, with typical increases of about 10–20% versus 2024. Examples include: Phung Nguyen Hai Yen at 2.287 billion dong (up 16.2%); Dang Hoai Duc at 2.303 billion dong (up 19.1%); Nguyen Viet Cuong at 2.014 billion dong (up 10.4%); Le Hoang Tung at 2.066 billion dong (up 19.9%); and Ho Van Tuan at 2.074 billion dong (up 17.1%).
For lower-level executives, Directors of blocks and the Chief Accountant earned about 1.9 billion dong per year, up roughly 15–17% from 2024. Overall, the 2025 results show a broad rise in compensation across Vietcombank, from staff to top management.
In 2025, Vietcombank’s standalone pre-tax profit reached more than 43.124 trillion dong, up 4.5% from 2024. The bank also maintained its position as the most profitable in the system. The financial statements attribute growth mainly to improved net interest income and reduced credit risk provisions.
As of end-2025, Vietcombank’s total assets were nearly 2.43 quadrillion dong, up about 17% from more than 2.08 quadrillion dong at end-2024. Lending to customers stood at over 1.65 quadrillion dong, up 15.5%, supporting the asset expansion.
On the funding side, customer deposits reached over 1.67 quadrillion dong, up 10.4% year-on-year and continuing to support asset growth. The bank’s issuance of marketable securities exceeded 27,000 billion dong. Owners’ equity stood at nearly 220.7 trillion dong, up about 14% from end-2024.
The statements also report more than 11 quadrillion dong in mortgaged real estate across Vietcombank and other banks including VietinBank, BIDV, Agribank and MB.
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