What factors could shape the long-term trend of the stock market?

At a recent MoneyGain event titled “MoneyGain Next 2026: Elevating the sustainable investment journey,” experts highlighted three core factors for effective and sustainable investing: understanding the economy’s cycles and market cash flows, maintaining discipline in asset allocation, and making decisions based on data rather than emotion.

Long-term drivers for the stock market

Macro analysts said future opportunities will depend on a clear growth trajectory and the broadening of long- and medium-term financing channels. They described Vietnam as entering a “new growth era” that could shape the stock market’s longer-run direction, with a stated goal of reaching about $8,500 GDP per capita by 2030. This target implies roughly 10% average annual GDP growth.

While the growth rate is high, analysts argued it is necessary because Vietnam is expected to reach the “golden population” stage in roughly a decade before aging accelerates.

Policy support and the “middle-income trap” concern

To support the target, the government has introduced large-scale policies, including several Resolutions (57, 59, 66, 68 and more recently 79) aimed at removing bottlenecks. Analysts said this policy framework is important to help Vietnam avoid the middle-income trap observed in some other countries.

Funding needs and tightening credit conditions

Experts noted that the biggest challenge is not the target itself, but the resources required to sustain high growth. The economy needs about $20–40 billion of long-term funding each year, while the credit channel is tightening.

They cited that credit to GDP rose from about 136% at the end of 2024 to nearly 150% today, indicating pressure on the financial system and suggesting credit growth may not continue expanding at the same pace.

In this context, analysts said developing alternative funding channels—FDI, corporate bonds, and the stock market—will be essential to maintain growth and unlock stock-market potential over the medium to long term.

MoneyGain launches a multi-platform investment app

During the event, MoneyGain officially launched an investment app for iOS and Android, marking a shift from a website-only model to a multi-platform investment ecosystem.

The app is built on an “All-in-One” philosophy: understand the market, identify strong stocks, optimize portfolios, and manage investments within a single application. Organizers said the mobile platform is expected to make a structured, data-driven approach more convenient and intuitive for investors.

Event takeaway

The event’s core message was that MoneyGain is not only releasing an app, but also starting a new chapter for a sustainable, methodical, data-driven, disciplined investment journey. The theme “NEXT” was emphasized throughout the event, reflecting continuity, upgrade, and expansion of MoneyGain’s established values.