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X Money, the payments platform developed by Elon Musk’s social media company X, is set to enter early public access in April 2026, Musk confirmed on X. The platform is designed to compete with established financial apps such as Venmo and Cash App by combining payments, deposits, and yield features in a single interface.
The announcement follows early beta activity, with testers sharing previews on social media. Actor William Shatner, who said he was personally invited by Musk to test the product, is auctioning beta access to his followers. Shatner also said a $1,000 donation to the Hollywood Charity Horse Show, a children’s charity initiative, would grant donors early entry to the platform.
X Money is positioned to let users set up direct deposits, earn yield on balances, and make peer-to-peer payments without leaving the app. The platform’s rollout is supported by a regulatory footprint: through its subsidiary X Payments, the company has secured more than 40 money transmitter licenses across U.S. states.
In January 2025, X said it partnered with Visa for secure and instant account funding. The arrangement is intended to use a familiar payment rail to reduce adoption friction, while also signaling that X plans to operate within established financial frameworks.
X has also introduced “smart cashtags,” which allow users to analyze traditional equities and digital assets within the app. X Product Lead Nikita Bier clarified that the feature is analytical rather than brokerage-related, adding that X does not execute trades on behalf of users.
While anticipation has been high, X Money has not announced any concrete cryptocurrency integration. Musk has previously been a prominent supporter of Dogecoin, frequently describing it as his preferred digital currency, which has fueled speculation that DOGE could be incorporated into X Money’s ecosystem.
Dogecoin rose more than 8% in a single day around the time of Musk’s announcement, a move widely attributed to market speculation rather than confirmed product development. At the time of writing, Dogecoin is trading at around $0.09966, up 9.20% over the last 24 hours.
X has not issued an official statement confirming crypto functionality. Musk did repost a third-party forecast describing potential future features—including loans, money market accounts, and crypto integration—but the post was not presented as an official company announcement.
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