•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
XRP is trading at $1.29 as of writing, down 10% in the last seven days and 31% in the last 30 days. It remains 67% below its all-time high of $3.92. Despite the pullback, long-term conviction appears intact.
In early 2026, XRP holders are increasingly moving assets from centralized exchanges to self-custody solutions. The trend is occurring alongside continued strong inflows into spot XRP ETFs, which has helped fuel a “supply shock” narrative.
Investors appear focused on securing long-term holdings. Hardware wallets such as the Ledger Nano X are drawing attention for keeping private keys offline. The device uses a Secure Element chip and Ledger OS, and users can manage XRP and other digital assets through the Ledger Wallet app.
Ledger is also running a promotion offering $10 in free BTC with qualifying purchases, which has further increased retail interest in secure storage options.
Since launching in late 2025, U.S. spot XRP ETFs have become among the fastest-growing crypto investment products. As of Feb. 27, cumulative net inflows surpassed $1.24 billion, and total assets under management (AUM) exceeded $1 billion at some point. The ETFs also recorded over 40 consecutive days of positive net inflows to start the year.
Unlike Bitcoin and Ethereum ETFs, which saw intermittent outflows, XRP funds have shown consistent demand. This steady institutional buying has tightened circulating supply on exchanges.
Recent data shows XRP has 7.6 million holders globally. On-chain metrics indicate that long-term holders have increased positions during the bearish market, while short-term speculators have largely exited. Perpetual futures leverage remains balanced, which helps reduce liquidation risk during sharp price swings.
Institutional inflows have remained steady throughout the correction, suggesting strategic accumulation rather than panic-driven volatility.
Alongside ETF-driven demand, XRP holders are exploring new yield opportunities. Through Flare Networks, users can access cross-chain yield in FXRP. Multi-strategy vaults combine lending, decentralized exchange liquidity provision, and staking into a single deposit, expanding DeFi exposure while maintaining XRP-linked positioning.
With ETFs absorbing supply and DeFi integrations expanding, many XRP holders appear to be prioritizing long-term strategy over short-term trading. That shift is often associated with renewed interest in hardware wallets and cold storage.
The key question for investors remains whether to keep assets on exchanges during heightened volatility or to increase control over private keys. As XRP navigates ETF-driven demand and evolving market structure, storage decisions may be as consequential as price action itself.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
