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MB Bank is attracting special attention from micro businesses in April 2026 as it launches a program offering a free MB Payment Speaker device with up to 60 months (5 years) of usage waivers for all customers opening a business account. Customers can register via the MBBank app, and the device will be delivered to their location after a few simple steps. MB Payment Speaker: the top choice among micro businesses In the context of the move toward cashless payments and new tax declaration rules from early 2026, the need to separate cash flow for micro businesses is increasingly evident. Vietnam currently has about 5 million individual micro businesses, most still operating manually, with revenue reporting risks as tax rules tighten. From March to April 2026, the peak of tax compliance checks in major cities has encouraged micro businesses to shift to automated transaction recording solutions. In this trend, MB Payment Speaker has gradually become a popular tool, helping confirm transactions instantly and reduce errors. According to a survey by Mibrand T12/2025, MB Payment Speaker is among the solutions chosen by micro businesses, with nearly 50% in the surveyed group. Banks, including MB, continually roll out such solutions to facilitate smoother and more secure business operations. Five years free of charge, simple procedures: The 'all-inclusive' policy from device to service applies to all micro businesses. To participate, sellers must have an active MB Business Account. Each MB business account holder is entitled to the offer once during the program. All successful registrants will receive the MB Payment Speaker device immediately, with no deposit and no upfront charges. Sellers enjoy up to 60 months (5 years) of free usage when either: they consistently receive payments via MB’s Payment Speaker QR or maintain an average balance in their MB Business Account. If any month does not meet these conditions, the account holder can continue using the device for a reasonable fee, starting around 50,000 VND per month (excluding VAT). MB also commits to a 1-to-1 device replacement warranty for faults (excluding user-caused damage), giving traders peace of mind for long-term use. Ms. Nhung, owner of a family-run eatery, says: 'As a small trader, I just want money to be clear and not lost. I chose MB’s MB Payment Speaker because it’s from a reputable bank, funds are credited quickly and accurately. I no longer have to squint at my phone to confirm transfers, making things much easier. Compared with other providers, it’s free for up to 5 years, saving me money to run the shop and feel more secure.' Beyond this, MB Seller’s comprehensive solution stands out—an integrated digital solution for micro businesses. The MB Payment Speaker is embedded in the MB Seller digital solution, offering real-time transaction notifications and a holistic ecosystem for managing cash flow, taxes, capital, profitability, and governance. The combination of MB’s leading brand, the trust of nearly half of micro traders nationwide, and a long free period of up to 5 years has helped MB Payment Speaker quickly establish itself as a practical and reliable choice. In coming periods, MB plans to continue developing practical solutions to help micro businesses manage finances proactively and trade with greater confidence. The official free MB Payment Speaker program applies from 9/4/2026 and remains in effect until MB issues a new notice. Read more at: https://www.mbbank.com.vn/chi-tiet/tin-khuyen-mai-khcn/mb-tang-loa-thanh-toan-mien-phi-cho-tat-ca-ho-kinh-doanh-2026-4-9-19-52-44/7132
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