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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Smart factory transformation is not only a race to purchase technology, but more importantly a revolution in management thinking, workforce quality, and the ability to connect the value chain. Building smart factories is the destination of modern manufacturing. Facing fierce global competition and increasingly stringent requirements for cost optimization and…
OCB Smart Merchant is offering a free trial of its integrated payment solution, designed to bring payment data, sales and invoices onto a single platform. The system supports tax compliance, enables direct connection of a business owner’s payment account at the bank, and supports a range of cashless payment methods and promotional offers aimed at helping households and micro, small and medium enterprises (MSMEs) move toward more transparent and efficient digital management.
OCB Smart Merchant is positioned as a comprehensive payment solution for households and MSMEs. Unlike standalone payment apps, the platform combines multiple functions, including multi-method payments, sales management and cash flow tracking, with real-time data recording to support settlement and revenue tracking.
Key capabilities include:
To reduce upfront costs, OCB has introduced multiple package options with promotional terms for customers choosing OCB Smart Merchant. The promotions are available until 30 June 2026.
The BASIC package is completely free and includes:
For entities with higher management needs, OCB is launching the PRO package (for HKD) and the M-PRO package (for MSMEs) at a promotional price of 599,000 VND. The packages include:
OCB Smart Merchant has attracted interest from households and business operators, particularly amid Vietnam’s ongoing digitization drive. To help customers adapt to new regulations, OCB offers a free digital tax-filing package through 2028, including sales software, digital signatures and unlimited electronic invoicing.
Vietnam’s business environment is undergoing a shift as the macro framework for managing cash flows and revenue continues to be refined. Under the government and Ministry of Finance roadmap, business activities are expected to become progressively more transparent through electronic invoicing and direct data connections to the tax authority.
Most recently, the government issued Decree 68/2026/ND-CP dated March 5, 2026, covering tax policies and administration for household businesses and individuals. Under the decree, owners are described as taking on an administrator role—ensuring complete transaction recording, storing documents, and issuing invoices as revenue arises.
In this context, moving from manual operations to digital management is described as an inevitable trend. Comprehensive solutions such as OCB Smart Merchant are presented as tools to help households and MSMEs improve operational efficiency while meeting regulatory requirements in the new environment.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
