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Crypto wallet startup Oobit has introduced a Visa-backed virtual card designed to let AI agents execute payments in USDT without human input. The company says the cards draw funds directly from Tether’s treasury, avoiding fiat conversion or on-ramps when AI systems initiate transactions.
Oobit said its new “Agent Cards” are linked to a single AI agent, creating what it describes as a traceable identity and an audit trail across transactions. The cards are limited to approved businesses, with spend controls and merchant restrictions enforced at the transaction level after compliance checks.
According to Oobit, the transaction-layer controls are intended to keep activity within pre-set parameters once businesses complete know-your-business compliance requirements.
Oobit said the cards are intended for automated spending across online services, including subscription renewals, advertising budgets, and cloud infrastructure provisioning triggered by pre-set workflows.
The company also highlighted integration with major AI frameworks, stating compatibility with OpenAI, Claude, AutoGen, and LangChain. Oobit said this allows businesses to deploy agents that can act on operational instructions without manual oversight.
Oobit said the Agent Cards have been issued to a founding group of businesses. Onboarding is set to expand gradually through June 30, while access remains restricted as the company evaluates usage and compliance requirements before a wider release.
Oobit positioned the launch within a broader industry push toward AI agents participating in digital payments. Brian Armstrong said, “There will be more AI agents transacting online than humans very soon.” Jeremy Allaire added in January that “literally billions of AI agents” could be transacting on-chain within three to five years.
Oobit also said the “next trillion internet users” would be AI-driven systems.
Oobit previously expanded its approach to traditional payment networks. In January, it added support for Phantom, connecting Solana-based assets to Visa’s infrastructure and allowing users to spend digital assets across more than 80 million merchants.
That integration used Oobit’s DePay system to settle payments directly from non-custodial wallets, converting crypto into fiat at checkout while merchants received local currency.
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