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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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PVComBank has raised its deposit rates for general customers, with advertised annual returns ranging from 4.75% to 10%, depending on tenor and deposit size. The bank’s top rate of 10% per year is available only for new deposits of 2,000 billion VND or more under selected long-term tenors.
For ordinary deposits below 2,000 billion VND, the 12-month rate is 5.80% per year and the 13-month rate is 6.00% per year. For longer tenors of 15 to 36 months, the rate is 6.30% per year.
Within the most common product group, Public Savings with interest paid at maturity, rates vary by tenor as follows:
The 10% per year top rate applies only to new deposits of at least 2,000 billion VND.
PVComBank’s online savings channels offer higher rates than on-counter deposits by up to 0.5 percentage points for certain tenors. For the Public Savings (online) product, rates match on-counter levels for short terms (1–5 months at 4.75%), but increase for longer tenors:
The online channel does not apply the special 10% rate.
Compared with on-counter rates, online deposits provide a clear advantage for individual customers on mid and long tenors. However, the top-tier 10% rate remains limited to large on-counter deposits meeting the 2,000 billion VND threshold.

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