Ripple CEO says CLARITY Act window open and now is the moment to act on U.S. crypto regulation

Regulatory certainty remains one of the most important variables for the U.S. digital asset market as companies press Washington to turn shifting agency signals into durable law. Ripple Chief Executive Brad Garlinghouse renewed that message on April 14 while marking 11 years at the company, tying his tenure, policy outreach, and legislative timing to the sector’s broader push for stable crypto rules.

Garlinghouse highlights legislative momentum

Garlinghouse said on social media platform X: “Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity.” He framed the issue as a long-running policy battle rather than a short-term dispute.

He pointed to recent meetings in Washington with Sen. Bill Hagerty, Sen. Bernie Moreno, Sen. Tim Scott, Sen. John Boozman, and Patrick Witt, and also referenced an appearance at the Semafor World Economic Summit. Garlinghouse added: “The fight has been worth it … I know we are closer than ever.”

CLARITY Act remains in Senate consideration

The Digital Asset Market Clarity Act, commonly referred to as the CLARITY Act, is still under consideration by the U.S. Senate after earlier House approval. The bill passed the House of Representatives in July 2025 and has since moved into negotiations in the Senate Banking Committee.

Lawmakers returned on April 13 after the Easter recess, creating what observers describe as a narrow window for progress. The committee, chaired by Senator Tim Scott, is targeting a markup in the final two weeks of April.

Senator Bernie Moreno has indicated that failure to advance the bill before May could delay consideration until after the 2026 midterm election cycle. Recent discussions have focused on stablecoin yield provisions, where an agreement in principle would restrict passive yield while allowing activity-based rewards.

Coinbase Chief Executive Brian Armstrong publicly backed the legislation recently, removing a key industry obstacle.

Agency alignment, but Congress still needed

Garlinghouse’s remarks also align with a broader argument that agency coordination, while important, does not fully remove policy risk for digital asset firms. At the Semafor World Economic Summit, he pointed to alignment between the U.S. Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) as a meaningful shift for the sector.

Even so, he warned that regulatory posture can change with new leadership unless Congress codifies clear standards. He linked the debate to politics as well, arguing that hostility toward crypto may carry limited electoral upside as the industry’s voter base and economic footprint expand.

On X, Garlinghouse wrote: “The CLARITY Act window is open. And now is our moment to act.” He also reiterated a compromise-related point from earlier remarks: “When people are at their peak frustration, that’s when they finally compromise, and it gets done. I think we’re there.”

Regulators using interpretive rules to speed oversight

U.S. regulators are accelerating crypto oversight by using interpretive rules, signaling a faster policy rollout strategy that prioritizes immediate clarity.