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Saigon-Hanoi Bank (SHB) announced a change in its brand identity and cash gifts for nearly 3,000 shareholders attending its 2026 annual general meeting (AGM) in person. The AGM was held on the afternoon of April 22, with 2,800 shareholders attending directly, representing more than 57% of voting shares.
SHB said the meeting drew one of the largest attendance levels among banks this year, compared with the typical scale of a few hundred to around 1,000 shareholders at other banks.
For shareholders attending in person, SHB will pay VND 200,000 in cash. The bank also plans to transfer funds to shareholders who did not attend.
At the meeting, SHB introduced a new brand identity package. The new logo is gold, combining a square and a circle with a stylized letter “S.”
Vice Chairman of the Board and Deputy General Director Do Quang Vinh said the logo draws inspiration from the S-shaped outline of the country and the philosophy “heaven is round, earth is square,” aiming to connect national identity with the ambition to accompany the country’s development.
SHB described the brand publication as more than an image change, calling it a milestone in its strategic transformation. The bank also said the move reflects continuity in its transformation journey.
SHB said it aims to become a “Future Bank,” a next-generation national-level bank focused on technology adoption and innovation, with a goal of rising among top financial institutions in the region and internationally.
SHB noted that other banks have also refreshed their branding since last year, including ABBank, Kienlongbank, Sacombank, and BIDV, which announced changes to its naming.
A shareholder asked about SHB’s real estate lending. Chairman Do Quang Hien acknowledged that the bank has a relatively high share of real estate lending, but said SHB maintains safety ratios in line with State Bank regulations.
SHB also said it is funding special national infrastructure projects and development drivers in cities such as Hanoi and Ho Chi Minh City, areas described as having high liquidity, amid efforts by the government to ease real estate project implementation.
SHB said its 2026 business plan is built around two scenarios based on the approved credit growth limits.
As of end-Q1, SHB reported total assets of nearly VND 940,000 billion, up 4.4% versus end-2025. Deposits reached VND 672,000 billion, up 4.5%, while credit outstanding was near VND 633,000 billion, up more than 2%.
Pretax profit reached VND 4,660 billion, up 7% year-on-year.
SHB said safety indicators remained within targets, including a capital adequacy ratio of 12.6%, a loan-to-deposit ratio of 77%, and a liquidity reserve ratio of 17%.
At the meeting, shareholders approved SHB’s 2025 dividend payout of 16%, consisting of 6% in cash and 10% in stock. As of end-2025, SHB’s charter capital stood at over VND 45.9 trillion.
SHB said its plan expects charter capital to rise from about VND 53.44 trillion (after completing public offerings, private placements to professional investors, and ESOP) to about VND 58.785 trillion.
SHB leadership said it will continue restructuring the organization toward a “lean – nimble – strong” model, reform mechanisms, and modernize governance and operations.
For the 2026–2030 period, SHB said technology and digital transformation are core foundations. The bank plans to accelerate the application of artificial intelligence (AI) and advanced data analytics across activities, including governance and operations, to personalize products, automate sales processes, and strengthen governance capabilities.
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