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Techcom Life has launched an AI-assisted health check and financial planning journey across Vietnam, positioning health understanding as the starting point for long-term protection decisions. The initiative comes amid rising life expectancy, but persistent concerns that longer lives may not always be accompanied by better health or sustained quality of life.
According to data cited from the World Health Organization and Statista, Vietnam’s average life expectancy has risen to about 75. However, many people may spend more than 10 years at the end of life with illness or health decline, underscoring that living longer does not necessarily mean living healthier.
The program is designed around the growing connection between health, finances, and quality of life. The article notes that health problems can create financial pressure, while insufficient financial preparation can limit access to healthcare. Although prevention is widely understood, many people tend to act only after abnormal signs appear, delaying both routine health checks and long-term financial planning.
Techcom Life’s “Living Well Every Day” journey is described as a seamless, AI-enabled experience that begins with what matters most: understanding health and taking proactive protective measures. The journey is implemented at stops across Techcom Bank’s branch network, where customers can join the Techcom Life AI Care process.
The first step is an AI-based health check that rapidly analyzes health indicators in about 30 seconds to identify potential health risks early. After the AI screening, experienced physicians provide in-depth counseling to help customers interpret their condition. Based on the overall assessment, financial experts then support customers in building personalized protection plans.
The program is presented as an integrated process in which health becomes the foundation for long-term financial and protection decisions.
The “Living Well Every Day” journey has been rolled out across major Vietnamese provinces and cities, including Hanoi, Ho Chi Minh City, Can Tho, Dong Nai, Binh Duong, and Da Nang.
The article says the initiative reflects a shift in how insurance is approached in Vietnam—from product-centric to experience-centric, and from risk handling to risk management. It also highlights that customers can use fast, AI-powered health checks as an entry point for proactive financial and insurance counseling aligned with life expectations.
In this framing, the health check is positioned as the critical starting point for proactive healthy living plans that inform financial decisions intended to protect customers and their families.
Anh Duy Bang (Ho Chi Minh City) said: “I always believed I was very healthy. But after participating in the AI health check and receiving counseling from doctors, I realized there were early warning signs I hadn’t noticed before. After joining the program, I see the need to take financial preparation for potential risks more seriously.”
Di m My (Dong Nai) added: “I used to think health care was a daily habit and financial planning a long-term, more complex matter. After receiving health and financial counseling, I understand that financial planning is closely related to personal health issues. If you don’t prepare early, when risks occur, everything can become very hard to control, especially as medical costs rise.”
Commenting on the direction, Mukesh Pilania, CEO of Techcom Life, said: “At Techcom Life, we believe insurance is not only a product but a part of life. We aim to redefine the entire insurance experience into a robust protective foundation—where health, finances, and quality of life are integrated through technology, data, and a unified ecosystem to help Vietnamese people truly live better every day: plan for tomorrow with confidence, pursue personal goals, and sustainably care for loved ones.”
The article links the initiative to broader market pressure from rising medical costs and increasingly complex risks. It argues that shifting from “pay when it happens” to “prepare in advance” is an essential direction, and that models combining technology, data, and experience can reshape how Vietnamese people access health and personal finance.
It also frames the goal as readiness rather than avoidance of risk, stating that readiness begins with understanding one’s health and having a trusted advisor to help plan long-term financial strategies for different life eventualities.
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