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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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VietABank (VAB), listed on the HoSE, has released its 2026 annual general meeting (AGM) materials, outlining plans to increase charter capital, grow its balance sheet, and expand into securities and insurance businesses. The proposals also include targets for profit growth and asset growth for 2026.
VietABank aims to raise its charter capital by 55% in 2026 to VND 12.688 trillion. The bank targets total assets of VND 150.5 trillion by the end of 2026, up 7.1% from the start of the year.
On funding and lending, VietABank plans to increase customer deposits and issuance of marketable securities to VND 115.441 trillion, up 11%. Lending is targeted at VND 101.633 trillion, up 14.5%. The bank also sets a non-performing loan (NPL) ratio to be kept below 2%.
For profitability, VietABank targets pre-tax profit of VND 1,945 billion in 2026, up 18% compared with 2025.
The AGM materials describe three options to increase charter capital. The timing for all three options will be determined by the board after receiving approval from the State Bank and relevant regulators.
The capital increase is intended to support working capital for lending, investment in debt securities, investment in fixed assets, and other activities during 2026–2027.
VietABank’s board will propose that the bank contribute capital to or acquire shares in subsidiaries, associates, or joint ventures to conduct permitted activities in the securities and insurance sectors.
Planned activities include:
The bank also discusses potential acquisitions or stakes in entities related to leasing finance, factoring, credit card issuance, and consumer lending. The materials note that ownership levels and regulatory approvals will be subject to conditions set for such transactions.
The 2026 AGM is expected to be held on April 25 in Hanoi.
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