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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Vietcombank has announced the rollout of Click to Pay (CTP) for all personal Visa-branded cards, including both debit and credit cards.
The bank said the move is intended to modernize the online shopping experience while enhancing security for customers.
Click to Pay is an online payment solution built on the global EMVCo standard. Vietcombank’s Visa cardholders can use the feature at online merchants that accept Click to Pay worldwide, without manually entering card details such as the card number and expiration date for each transaction.
According to Vietcombank, users can select from stored cards associated with the registered phone number and authenticate using an OTP code for first-time use. The bank said this approach shortens payment time and reduces the risk of errors and data leakage compared with entering card information manually at different online merchants.
Vietcombank said data security is a priority for the Click to Pay feature. It uses Visa’s Card Information Tokenization Service (Visa Token Service – VTS), which replaces sensitive card data with digital identifiers (tokens).
Vietcombank stated that tokenization helps protect customer information from theft during transactions, while also supporting higher online transaction approval rates and reducing fraud.
Vietcombank said Click to Pay management is integrated directly into the VCB Digibank app, including:
Vietcombank said the launch is part of its digital transformation strategy and its push toward cashless payments. With Visa, the bank plans to roll out promotional programs from May 2026 to encourage customers to experience the new payment method.
The bank said the rollout reinforces its focus on providing modern, safe, and personalized digital financial solutions for customers in a connected digital economy.
In brief\n\nBitcoin dropped to about $93,000, falling back below the EMA50 and putting its recent golden cross at risk of invalidation. The global crypto market cap stands at $3.15 trillion, down 2.38% in 24 hours. On Myriad Markets, 82% of the money is betting on Bitcoin pumping to $100K before…