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At SHB’s 2026 annual general meeting (AGM), attended by nearly 3,000 shareholders, the bank’s chairman Do Quang Hien said trust would be the driving force for SHB’s next phase of growth. He thanked shareholders for their record turnout and highlighted investor sentiment through a metaphor of the “beautiful SHB girl” in the eyes of foreign investors. He also stated that “the era of national uplift is also SHB’s era of breakthrough,” framing the bank’s ambitions alongside broader national development.
The meeting drew particular attention not only for its unprecedented attendance but also for the direction it provided on capital raising, dividends, strategic orientation, and governance. The chairman’s remarks were described as candid and emotionally engaging, emphasizing leadership’s appreciation for shareholders’ support throughout the bank’s development.
The chairman’s message included the idea of “to see clearly the faces of beloved shareholders,” underscoring the role of shareholder engagement as a central pillar of trust as SHB pursues capital increases, digital transformation, scale expansion, and higher governance standards.
In the broader context of an industry increasingly linked to data, technology, cybersecurity, and financial stability, the speech positioned SHB’s business development within a wider framework of responsibility. The chairman said a large bank must serve not only customers and shareholders, but also the national financial system—supporting stability, safety, and sustainable economic growth.
The remarks also aligned with SHB’s digital transformation strategy, where technology is described as a development driver, while safety, security, and national interests are treated as foundational principles. The bank’s approach was presented as a balance between innovation, growth, and systemic responsibility.
The “beautiful SHB girl” metaphor was used to signal SHB’s attractiveness to investors, particularly as the bank cites advantages including scale, its customer base, growth potential, liquidity, foreign ownership room, and the outlook for upgrading Vietnam’s stock market.
The speech also highlighted the phrase “the loyal son-in-law,” indicating SHB’s preference for long-term, visionary investors who share the bank’s development strategy. For SHB’s goal of scaling regionally and internationally, the remarks suggested that selecting the right partners is as important as attracting capital.
SHB’s remarks on capital expansion described a balanced approach. Capital is presented as essential to expand lending, invest in technology, strengthen the capital adequacy ratio, improve risk governance, and meet international standards. At the same time, the chairman emphasized that capital expansion should not be driven by scale alone, but by the need to balance shareholder value with governance standards.
The discussion also referenced SHB’s new headquarters at 31–33 Ly Thai To street. The bank framed this as a symbol of its evolving identity and growth trajectory, reinforcing its central position in Hanoi and supporting operations and prestige.
Overall, the chairman’s remarks reinforced market confidence in SHB’s strategic steps as it moves into a new phase. They also reiterated SHB’s commitment to digital transformation and the importance of a capital strategy aligned with operational efficiency and shareholder interests.
In summary, the statements presented SHB as a bank that values shareholders, emphasizes social responsibility, places national interests at the forefront, and aims to extend its reach regionally and internationally, building on 33 years of collaboration with the country.
— Kim Ngan, FILI
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