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On 24 April 2026, Prime Minister Lê Minh Hưng signed a decision appointing Phạm Đức Ấn to concurrently hold the position of Chairman of the Board of Directors at the Social Policy Bank, replacing Nguyễn Thị Hồng, who had previously served in the role. The decision takes effect from 24 April 2026.
Phạm Đức Ấn was born on 1 February 1970, from Kim Bảng commune, Nghệ An province. He holds a Master of Business Administration, as well as bachelor degrees in Economic Law and Finance–Banking, and has completed advanced political theory training.
Before the appointment, Phạm Đức Ấn held multiple senior roles in Vietnam’s banking and public administration sectors, including:
The appointment is made to replace Nguyễn Thị Hồng as Chairman of the Board of Directors of the Social Policy Bank, with the new decision effective from 24 April 2026.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
