Get the latest crypto news, updates, and reports by subscribing to our free newsletter.
Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
© 2026 Index.vn
Volatility is often considered the biggest risk in investing in cryptocurrencies. Even Bitcoin (BTC), the world's most valuable cryptocurrency, endured 70%-80% peak-to-trough declines during the crypto crashes in 2017-2018 and 2021-2022. However, many investors often overlook another major risk: the fact that you could suddenly lose access to your own tokens. Don't ignore the counterparty risk Cryptocurrencies are often marketed as "decentralized," but they're actually dependent on layers of centralized platforms, such as exchanges, custodians, lending platforms, and stablecoin issuers. If those platforms fail, you could be locked out of your crypto holdings -- even if the underlying tokens continue trading normally on other exchanges. That's what happened to investors who put their tokens in FTX, BlockFi, and Celsius Network. These platforms all collapsed because they diverted their customers' funds into other risky investments that ultimately failed. In other words, their customers unwittingly became unsecured creditors in their risky, opaque business ventures. How can investors avoid that risk? Coinbase and other major crypto exchanges segregate their customer assets from their corporate assets to avoid repeating those fatal mistakes. However, Coinbase is still vulnerable to hacks and outages, and it admits its crypto investors "could be treated" as general unsecured creditors in the event of a bankruptcy. To avoid those risks, investors should put their coins in hardware wallets, spread their assets across multiple platforms, and avoid high-yield staking products that sound too good to be true.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…