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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Vietnam Joint Stock Commercial Bank for Industry and Trade (VietinBank – ticker CTG) has released its annual general meeting (AGM) materials outlining its 2026 business plan. The AGM is scheduled for April 24 at VietinBank’s Training and Development Center for Human Resources in Hanoi.
For 2026, VietinBank aims to grow total assets by 5–10% year-on-year. Loan growth will follow the pace approved by the State Bank of Vietnam, while capital growth is planned to align with credit expansion. The bank targets a non-performing loan (NPL) ratio below 1.8%.
In 2025, VietinBank reported consolidated total assets of 2.77 quadrillion dong, up 16% year-on-year. Loans reached 1.99 quadrillion dong, up 15.6% year-on-year, while deposits rose to nearly 1.97 quadrillion dong, up 11.9%. The CASA ratio stood at 25.5%.
At end-2025, the NPL ratio was 1%. The loan loss coverage ratio was 158.8%, remaining high.
Bank-level pre-tax profit in 2025 was 41.1 trillion dong, up 35.5% versus 2024, achieving 127% of the AGM target. Consolidated pre-tax profit reached 43.4 trillion dong.
For 2025 profit distribution, VietinBank plans to propose to shareholders the use of all remaining profits after provisioning (more than 16.2 trillion dong) to pay stock dividends, with the objective of increasing the bank’s charter capital. The plan is subject to approval from competent authorities.
The Board of Directors will seek AGM approval to authorize the Board to decide and implement the 2025 profit distribution plan, subject to state approvals.
In addition to approving the profit distribution plan, VietinBank will elect additional members to the Board of Directors and the Supervisory Board for the 2024–2029 term at the AGM.

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