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VPBank’s collateral assets reached nearly 3.049 quadrillion dong as of March 31, 2026, up 10.7% from end-2025. The bank’s pledged assets surpassed 3 quadrillion dong, placing VPBank among the largest private banks by pledged collateral, behind state-owned VietinBank, Agribank, and BIDV, and higher than Vietcombank. Techcombank’s pledged asset scale was lower.
In the collateral composition, real estate collateral amounted to over 719 trillion dong, up 5.3% from end-2025, accounting for about 23.6% of total pledged assets. Other collateral assets stood at about 2.15 quadrillion dong, up 12.1% year-on-year, representing 70.5% of total pledged assets.
Other collateral categories included movable assets of 136.204 trillion dong and securities of 43.557 trillion dong, roughly flat versus end-2025. Overall, VPBank’s asset mix shows real estate at a relatively smaller share, while other collateral assets dominate.
In Q1/2026, VPBank reported strong operating metrics. Total operating income reached 19,908 billion dong, up 26.3% year-on-year. Net interest income rose to 16,961 billion dong (+26.7%). Net income from services increased 80.8% to 2,065 billion dong.
After expenses, pre-provision operating income was 15,590 billion dong, up 33.3%. Credit risk provisions totaled 7,669 billion dong, up 14.9%. Profit before tax reached 7,921 billion dong, up 56.7%, while net profit after tax was 6,329 billion dong, up 60.8%.
As of March 31, 2026, VPBank’s total assets were 1.372 quadrillion dong, up 8.9% from end-2025. Customer loans stood at over 1.041 quadrillion dong, up more than 10%, continuing to be the main growth driver.
On the funding side, customer deposits reached 682.719 trillion dong, up 8.7%. Securities issuance rose nearly 29.6% to 138.840 trillion dong, indicating the bank is increasing medium- to long-term funding.
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