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VPBank has updated its deposit-rate schedule effective from April 10, 2026, keeping the cap rate of 4.75% per year for short-term tenors. For terms of six months or longer, rates are differentiated by deposit amount and whether the deposit is made at a teller counter or via online channels.
For on-counter deposits, VPBank applies an interest rate of 0.40% per year for terms of 1–3 weeks. Terms from 1–5 months are posted at 4.75% per year.
On the online deposit channel, VPBank maintains higher rates than at the teller for terms of six months or more. The 1–5 month term rate remains at 4.75% per year.
The updated schedule preserves VPBank’s 4.75% per year cap for short tenors, while offering materially higher rates for longer terms through both teller and online channels—particularly for larger deposit balances, where online rates reach up to 6.60% per year for 10–24 month terms.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
