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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Green SM changes its brand from Xanh SM to Green SM. The Green Smart Mobility and Intelligent Transport Joint Stock Company (GSM) announced the brand change from Xanh SM to Green SM. The change aims to unify brand identity across the entire system and marks the company's three-year operation. In…
Against a backdrop of ongoing global economic volatility, the challenge of allocating and using capital efficiently has become more important for Vietnam and other emerging economies. Capital pressures and the call for restructuring capital structure The session focused on unlocking and effectively allocating capital to support Vietnam's new growth objectives, with participation from financial institutions, investment funds, and consumer credit organizations. According to participants, Vietnam's credit-to-GDP ratio is already high, reflecting the banking system's central role in funding the economy. Mr. Tran Hung Huy said that as capital needs continue to rise amid global volatility, pressure on the financial system will accumulate more if the capital structure is not diversified promptly. ACB's chairman noted that for Vietnam, the domestic financial-banking system can support large-scale projects. However, in the long term, the capital structure must be more diversified and cannot rely solely on bank funding. We need a blended financial framework combining bank funding, equity from investors, international resources, and capital from the public sector. He also emphasized the need to deepen capital-structure capabilities toward approaching international standards. From a market perspective, speakers argued that to meet development targets in the next phase, Vietnam will need to mobilize multiple funding channels simultaneously, with the capital market playing an increasingly important role alongside the banking system. Opportunities in uncertainty Despite stressing pressure, the views shared at the session are not pessimistic, but focus on adaptability. In a world where geopolitical shocks can spread quickly to financing costs, inflation, and market expectations, the ability to operate a flexible, multi-tier capital structure will become an essential condition for sustainable growth. At the organizational level, this orientation also reflects shifts within domestic financial institutions, including ACB, from traditional capital provisioning to offering more diversified financial solutions that meet the growing complexity of business and market needs. Looking at the bigger picture, the next phase's story is likely not about how much capital flows, but about which structures the capital is allocated to create long-term value. As Tran Hung Huy framed it, growth will be determined not only by speed but by a solid foundation capable of carrying it further.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
