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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Green SM changes its brand from Xanh SM to Green SM. The Green Smart Mobility and Intelligent Transport Joint Stock Company (GSM) announced the brand change from Xanh SM to Green SM. The change aims to unify brand identity across the entire system and marks the company's three-year operation. In…
Below are several questions raised by shareholders ahead of this year’s meeting, covering OCB’s 2026 business targets, shareholder benefits, strategic direction, and its 30-year milestone.
What real basis does management rely on to set a net profit growth target of 39% for 2026 in a market with ongoing financial-market volatility? Shareholders also asked how the mix of net interest income (NII) and non-interest income is expected to change.
What plans does the bank have to improve operating efficiency (CIR) in 2026, given persistent credit risk provisioning pressures?
While the bad debt ratio in 2025 was well controlled, personal-customer bad debts were a major challenge in Q1 2025. Shareholders asked what changes management has made to the underwriting and risk management model for this segment for 2026.
The 15% bonus share issue was described as a positive signal. Shareholders asked how this capitalization will be used to support asset-growth plans in 2026.
OCB is described as strong in digitization. Shareholders asked what digital financial products will be launched soon to compete with peers in the same segment.
The Green Bank strategy has been actively implemented. Shareholders asked what share of green loans in total outstanding loans is expected by end-2026, and whether the bank will receive any capital incentives from international institutions due to ESG standards.
Looking beyond 2026, what is the biggest bottleneck OCB needs to solve to maintain its position among leading retail banks in Vietnam?
Instead of focusing only on short-term plans, shareholders asked management to share OCB’s long-term vision for shareholders over the coming years, and whether shareholders should expect any radical changes in the business model.
This year OCB turns 30. Shareholders asked what core value the bank has built over three decades to sustain resilience, and how this value will be developed in the future.
Shareholders also reiterated the request for management to share its long-term vision for shareholders, including whether any radical disruption in the business model should be expected.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
