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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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On 9 April 2026, shortly after the State Bank of Vietnam (NHNN) held a meeting to implement banking policy, Agribank issued a document to sharply reduce savings rates for term deposits of 24 months or longer for individuals, effective 13 April 2026.
The move is presented as a quick, policy-driven response aimed at stabilizing the interest rate level. As a state-owned commercial bank, Agribank said it is implementing government and NHNN directives while balancing funding sources and controlling costs to support stability in the money market.
Agribank indicated it is shifting its funding mix toward CASA growth, prioritizing cost-effective sources. The bank also plans to develop digital savings products and boost stable household deposits. It said the rate reductions are applied with appropriate margins and are aligned with government and NHNN guidance and market developments, based on Agribank’s real liquidity balance.
By lowering both deposit and loan rates, Agribank said it is sharing funding costs with customers to support the economy’s recovery and growth. The policy direction had been prepared earlier in 2026 amid competitive pressures on deposits and system liquidity.
In addition to the rate cuts, Agribank continues to roll out lending programs and preferential terms in line with government and NHNN guidelines. These measures target productive sectors and priority groups.
Overall, Agribank’s synchronized approach to deposit pricing and credit measures is aimed at stabilizing deposits, maintaining an efficient funding structure, and creating room to keep lending rates low to support credit supply for production and business.

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