Eximbank Q1 2026 results reflect a cautious operating stance\n\nEximbank announced its Q1 2026 results, released shortly after the bank’s 2026 annual general meeting, where shareholders agreed that 2026 would be a phase to rebuild the foundation, strengthen governance, and prepare for the 2026–2030 development cycle.\n\nIn Q1 2026, the bank’s core operations remained stable. Net interest income reached about VND 1,380 billion, up about 2% year on year. Total operating income reached about VND 1,528 billion, lower than the same period last year, mainly due to fluctuations from non-interest income sources such as services and
foreign exchange trading in a challenging market.\n\nOperating expenses were controlled at about VND 871 billion. Profit before provisions from operations was about VND 657 billion.\n\nDuring the period, Eximbank proactively built up credit risk provisions, with provisioning expense around VND 319 billion. The increased provisioning buffer supported asset quality, risk control, and balance sheet resilience.\n\nAs a result, profit before tax for Q1 2026 was about VND 338 billion. This reflected the impact of volatility in some non-interest income sources, recoveries, and a cautious provisioning approach to further bolster resilience.\n\nMoreover, the bank continued to execute the 2026 plan. Credit outstanding stood at about VND 200,764 billion, up 2.39% from the start of the year; deposits and funding stood at about VND 204,417 billion, up 3.57%. Safety indicators remained within regulatory requirements, with the ratio of non-performing loans kept below 3%.\n\nAt the 2026 annual general meeting, Eximbank approved the 2026 business plan and governance-related items. The bank will progressively strengthen the Board of Directors and the Supervisory Board to enhance governance effectiveness, aligned with development plans in the new phase.\n\nGoing forward, Eximbank will continue implementing the directions approved by the AGM, aiming to improve governance, develop sustainable revenue sources, and enhance operating efficiency within a framework of safety and tight risk controls.\n\nAbout Eximbank:\nThe Vietnam Export-Import Commercial Joint Stock Bank (Eximbank – HOSE: EIB) was established in 1989 and is among Vietnam’s first joint-stock banks. Over more than three decades, Eximbank offers a range of financial products and services for individuals and businesses, including mobilization, lending, trade finance, international payments, foreign exchange, card services, and modern banking solutions.\nEximbank currently operates 215 branches and transaction offices nationwide, and maintains correspondent relationships with 600 banks and financial institutions worldwide to support international payments and trade.\nIn its new development phase, Eximbank will continue to strengthen governance, modernize its technology, and enhance service quality to pursue sustainable growth and create value for customers, shareholders, and partners.\nWebsite: https://www.eximbank.com.vn\nFacebook: https://www.facebook.com/Eximbankvietnam
