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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Idle funds from the household sector in Ho Chi Minh City and Dong Nai are returning to the banking system, reinforcing medium- and long-term funding for the economy as credit demand continues to grow. According to the State Bank of Vietnam, Branch Region 2, in the first three months of 2026, total deposits in Ho Chi Minh City and Dong Nai reached about 5.814 trillion VND, up 1.2% from end-2025; of which, household savings deposits and time deposits stood around 2.300 trillion VND, up 4.15% from end-2025. This is a relatively positive increase, indicating households' confidence in the savings channel remains. The stable funding enables banks to balance sources and ramp up lending, particularly medium- and long-term credit to support infrastructure development, technology upgrades, and expanded production and business. On the credit side, lending activity in the area also maintained a positive growth trajectory. By end-March 2026, total outstanding loans reached about 5.963 trillion VND, up 2.7% from end-2025. This growth aligns with the recovery and growth of the two local economies, as Q1 2026 GRDP for Ho Chi Minh City rose 8.27% and Dong Nai 9.76%. Monthly trends show continued positive credit growth: January +0.62%, February +0.17%, March +1.87%. The credit structure remains focused on manufacturing, business, and consumption sectors, accounting for over 90% of total lending. The rise in deposits alongside expanding but controlled credit signals a relatively balanced operation of the banking system in the region. This not only helps ensure liquidity but also creates a foundation for credit to continue flowing to priority sectors, supporting sustainable economic growth going forward.

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