OCB plans to issue 399.46 million bonus shares in 2026, boosting charter capital to 30.625 billion dong

Orient Commercial Joint Stock Bank (OCB, HOSE: OCB) held its 2026 Annual General Meeting on the morning of April 15, 2026, to review 2025 performance, set 2026 targets, and discuss other key matters.

2025 performance: assets, deposits, loans and profitability

Chairman Trinh Van Tuan said that in 2025 the global economy faced continued uncertainty due to geopolitical tensions, alongside risks including cybersecurity, food and energy issues, supply-chain disruptions, and climate change. Against this backdrop, OCB reported positive results attributed to decisive and flexible governance by the Party and Government and coordinated Vietnam macro policies.

In 2025, OCB continued to pursue sustainable development, focusing on green economy initiatives with low carbon. The bank prioritized growth by improving loan portfolio efficiency and directing funds to production and business activities, import-export, public investment and real estate serving real demand. It also expanded its SME segment and promoted green lending.

As of December 31, 2025, OCB reported total assets of VND 322,949 billion, up 16.8% year-on-year. Market 1 deposits reached VND 220,958 billion, up 14.8% year-on-year, while Market 1 loans were VND 205,065 billion, up 13.9% from the beginning of the year.

Green credit and key income metrics

Green credit outstanding surpassed VND 21,000 billion, up 10.5% versus 2024. Net operating income was VND 11,590 billion, up 15.1%. Pre-tax profit reached VND 5,022 billion, up 25.4% from 2024.

2026 targets: profit growth and balance-sheet expansion

For 2026, OCB set a target pre-tax profit of VND 6,960 billion, up 39% from 2025. The bank expects total assets to increase by 10% to more than VND 354,214 billion.

OCB also expects Market 1 deposits to rise by 14% to more than VND 251,919 billion, and Market 1 loans to grow by 15% to VND 235,875 billion. The bank stated that safety indicators will comply with NHNN regulations.

Bonus share issuance proposal

Critically, OCB plans to issue 399.46 million bonus shares in 2026 at a 15% ratio. If the issuance is completed, charter capital would increase from VND 26,631 billion to VND 30,625 billion.

The bank said the issuance is planned for 2026 after authorization from competent state authorities. OCB noted that expanding business scale requires increasing charter capital to strengthen its financial capacity.

Funds raised from the issuance are intended to supplement working capital, investment and lending, and to continue investing in technology to modernize the bank, develop new products and improve customer experience—supporting competitiveness.

Major shareholder unchanged

After the capital increase, Aozora Bank, Ltd. will remain the sole major shareholder of OCB with 15% ownership, unchanged from prior years.

Board personnel approval

The General Meeting also approved Mr. Le Xuan Nghia as an Independent Director for the 2025–2030 term, based on the personnel list approved by the State Bank. As a result, the Board of Directors for 2025–2030 will comprise 8 members, including 2 independent directors.