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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Japan is considering a proposal to tighten income requirements for long-term residence applications as part of broader measures Prime Minister Sanae Takaichi is weighing to manage the rapidly rising number of foreigners in the country. Current long-term residence framework Japan currently has about 940,000 people with long-term residence status, representing…
Techcombank has released its 2026 annual general meeting materials, outlining two profit scenarios for the year ahead and a plan to become the first Vietnamese bank to implement artificial intelligence (AI) across its operations.
In 2025, Techcombank reported consolidated total assets of over 1.19 quadrillion VND, up 21.82% from 2024. Outstanding loans increased 18.36% to more than 758 trillion VND, while deposits rose 23.03% to over 776 trillion VND.
Pre-tax profit reached a record 32.538 trillion VND, up 18.16% year over year. The bank said the result was driven mainly by interest income from loan growth and controlled provisions.
The capital adequacy ratio (CAR) under Circular 41 stood at 14.6% as of 31/12/2025, above the minimum requirement. Non-performing loans (NPL) declined to 1.13% from 1.17%.
CASA reached 40.4% by end-2025. Assets under management (AUM) totaled 645 trillion VND. Techcombank also reported a market position of about 27% of Visa card transaction value nationwide and 16% of digital transactions. In capital markets, it cited market shares of 38% in bond issuance and 9% in stock brokerage.
Techcombank said Vietnam’s economy is entering a new growth phase and the bank plans to take an active role in building long-term financial platforms, including digital assets. The materials present two scenarios to adapt to market conditions.
For 2026, Techcombank has an approved credit limit of about 849 trillion VND, up 12% from 2025.
The bank also plans to boost capital by issuing 17 million ESOP shares, equivalent to about 170 billion VND, at 10,000 VND per share.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
