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If I were new to AI investing and had $10,000 to allocate, I would not put the entire amount into a single stock. Instead, I would split the portfolio across three AI-related companies: roughly 40% in a larger, established AI player; about 40% in a company that is established but growing quickly; and the remainder in a more speculative AI stock.
For the large, established allocation, the approach would be to buy 12 shares of Alphabet (GOOGL +1.71%) (GOOG +2.00%) for about $4,000.
Alphabet is viewed as attractive because it is among the early AI companies, initially applying the technology in 2001 and continuing to advance over the past 25 years. After GPT-4 drew attention to AI capabilities, management responded with Gemini, which many analysts consider a leading AI engine.
Additional potential catalysts include Google Cloud’s rapid adoption and Waymo, Alphabet’s autonomous-driving business, which could become more influential as the technology spreads.
Financially, Alphabet reported $403 billion in revenue in 2025, up 15% annually, and $132 billion in net income, 32% higher than the prior year. With a 31 price-to-earnings (P/E) ratio, the stock is described as reasonably priced relative to its growth, and the expectation is that AI remains central to maintaining momentum.
For the second allocation, at current prices investors could buy 16 shares of Advanced Micro Devices (AMD) for around $4,100.
The rationale is that AMD offers exposure to AI accelerators while also presenting a growth profile that is described as more similar to earlier-stage companies. AMD is positioned as an alternative in the AI accelerator market to Nvidia, while also maintaining a more diversified business. Its gaming, client (PC), and embedded segments account for over half of sales.
In the data center, AMD’s MI450 chip is expected to support growth, with the company targeting 60% annual revenue growth over the next three to five years if the chip meets expectations.
For now, AMD generated $35 billion in revenue in 2025, a 34% increase, close to the roughly 35% annual growth management projected for the coming years. Net income was $4.3 billion in 2025, compared with $1.6 billion in the previous year, helped by slower cost increases.
For the remaining $1,900, the plan would be to take a speculative position in CoreWeave, described as a leader in neoclouds—cloud environments designed for AI workloads.
CoreWeave has partnerships with companies including Nvidia, Microsoft, and Meta Platforms. However, the company’s leverage is a key risk factor: as of the end of 2025, it had nearly $21.4 billion in debt. That is contrasted with a book value of around $3.3 billion.
Management is taking on this risk because a backlog of $66.8 billion as of the end of 2025 requires financing to support rapid expansion. In 2025, CoreWeave generated $5.1 billion in revenue, which was 168% higher than in 2024, but it also posted a net loss of $1.22 billion as it worked to meet demand more closely.
While CoreWeave held about $3.1 billion in liquidity, the combination of losses and ongoing expansion needs increases the risk that it may need to take on more debt or issue shares over time.
Despite these concerns, analysts forecast 142% revenue growth in 2026, suggesting demand for its infrastructure could keep growth accelerating. The stock is described as trading at a price-to-sales (P/S) ratio of 10, a valuation that may reflect the risks while still leaving upside if the growth strategy succeeds.
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