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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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Ho Chi Minh City has issued a plan to implement the Vietnam Population Strategy for the 2026-2030 period, aiming to address the low birth rate and improve the population’s quality in line with sustainable development goals. The plan also reflects a shift in policy focus from family planning to a…
Due to outstanding debts and not meeting loan conditions, Pham Van Hao hired people to forge personal documents—ID card, household registration book, and a marriage certificate—in order to bypass the credit-check system and apply for loans at multiple credit institutions. He also had others sign for vehicle purchases, mortgaging the cars, and swapping genuine and fake vehicle registration documents to defraud more than 3 billion VND from individuals and banks. In March 2018, Hao signed contracts to purchase two Ford Transit vans and used them as collateral to obtain a loan of 1.4 billion VND. In reality, he submitted fake documents into the loan agreements and had someone else listed on the contracts to purchase the vehicles and obtain the loans. He swapped the vehicle registration documents, keeping the real ones. During the same period, Hao contacted other banks to obtain funds through supplementary loans to buy the two vehicles. He again provided fake documents including vehicle sale contracts, ID, household registration book, and copy of the marriage certificate. To avoid detection that the vehicle had been mortgaged, Hao engaged an individual via Telegram to slow the registration of the secured transaction on the online system of the National Registry of Secured Transactions — Ministry of Justice. The banks evaluated but did not detect that the car had already been mortgaged to another bank, allowing Hao to borrow more than 1.2 billion VND from the bank. In addition, Hao defrauded another 400 million VND from another individual. Earlier, in 2022, Hanoi People’s Court had sentenced Hao to 25 years in prison for the same crimes. In that case, prosecutors established that Hao and accomplices defrauded more than 16.5 billion VND from banks and five individuals using the same method—falsified documents, having others sign loan contracts at banks, and swapping license plates.
Premium gym chains are entering a “golden era” that is ending or already in decline, as rising operating costs collide with shifting consumer preferences toward more flexible, community-based ways to exercise. Long-term memberships are shrinking, margins are pressured by higher rents and facility expenses, and competition from smaller, more personalized…
