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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
© 2026 Index.vnVietcombank has submitted proposals for approval at its 2026 annual general meeting, including a business plan, a charter capital increase, appointments to its supervisory board for the 2023–2028 term, and the establishment of a wholly owned bank at the International Financial Center in Vietnam (VIFC).
For 2026, Vietcombank aims to grow assets and lending within regulatory limits, while keeping the ratio of non-performing loans below 1.5%. Pre-tax profit targets are to be set as approved by the relevant authorities.
The plan focuses on flexible funding, liquidity safety, and diversification of funding sources to support credit growth and optimize overall capital costs. It also calls for rebalancing the credit structure and improving portfolio management toward efficiency and sustainability, with selective growth in priority sectors and business lines.
Vietcombank intends to expand diverse service income through digital transformation and cross-selling. The bank also plans to connect and expand its ecosystem as a core task, building a data foundation and accelerating “genuine” digital transformation by treating data as a strategic asset. Core technology is described as essential infrastructure, with digital transformation serving as a tool to support growth and governance.
The proposals include strengthening risk management and system safety, alongside continuing to streamline the organization, reorganize networks, optimize staffing, and raise productivity.
Vietcombank also proposed establishing a Vietcombank-owned commercial bank at VIFC when conditions permit. The presence at VIFC would enable direct participation in forming and developing VIFC and expand international banking activities under a separate legal framework.
The planned charter capital for this proposed bank is 3,000 billion dong.
For the capital increase, Vietcombank expects to issue up to nearly 1.07 billion shares, with a total value of up to 10,687 billion dong. The issue price would be determined at the time of issuance. Funding is expected to come from the capital reserve fund, with execution planned for 2026.
If the issuance is successful, Vietcombank’s charter capital would increase from 83,557 billion dong to 94,238 billion dong.
The bank said the increased capital would continue to support operations and development, including digital transformation. It also aims to meet Basel III capital adequacy requirements, expand scale, modernize the bank, and align with the banking sector strategy through 2030, as well as the restructuring plan for the banking system and bad debts for 2021–2025.
At the AGM, Vietcombank proposed increasing the number of BKS (supervisory board) members to six for the 2023–2028 term and appointing an additional member.
The annual general meeting is scheduled for 24 April in Hung Yen.
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