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Giấy phép số 4978/GP-TTĐT do Sở Thông tin và Truyền thông Hà Nội cấp ngày 14 tháng 10 năm 2019 / Giấy phép SĐ, BS GP ICP số 2107/GP-TTĐT do Sở TTTT Hà Nội cấp ngày 13/7/2022.
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The shift is driven not only by technology, but also by psychology and the need for seamless personal finance management.
In recent years, young stock investors have tended to choose simpler and more convenient investment methods: investing in stocks directly through familiar digital banking apps. For example, on BIDV SmartBanking, customers can open an account and trade securities through the connection with BIDV Securities Company (BSC).
Digital banking apps have become the “financial hub” for many people. From transferring funds and paying bills to saving and daily cash-flow management, these activities are handled within a single app.
Being able to monitor and trade securities directly in the BIDV SmartBanking app helps investors connect spending, saving, and investing more easily. Instead of using multiple apps, users can manage bank accounts, open a securities account with BSC, place buy/sell orders, and monitor their investment portfolios within the digital banking app.
This seamlessness makes investing feel more natural as part of daily financial management, rather than a separate activity.
Beyond convenience, trust in the banking ecosystem is also a key factor driving many investors to choose stock investments on banking apps, especially with large banks like BIDV.
Investing in stocks on a familiar banking app can provide a sense of reliability, particularly for new entrants to the market.
The linkage between bank accounts and securities accounts also helps investors track investment cash flows more easily. For example, BIDV and BSC are implementing the BIDV@Securities linked account—a payment account connected to a securities account that automatically deducts intraday buy/sell orders, simplifying deposits and withdrawals.
Another notable point is that when investing in stocks within a digital banking app, such as on BIDV SmartBanking, the interface is designed to be simple and suitable for those new to the stock market. From opening a securities account to linking a bank account to executing trades, each step is minimized to make the process easier for users to access.
Readers can learn about and experience stock trading directly on the BIDV SmartBanking app here: https://www.bsc.com.vn/mtrader?utm_source=pr&utm_medium=cafef&utm_campaign=mtrader
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